Voluntary property insurance

Buildings (constructions) under voluntary property insurance shall include the following:

• The building proper, including walls, floor, ceiling, doors and windows (except for windowpanes);
• Exterior decorations;
• Interior decorations of walls, floor, ceiling, inner doors, windows (except for windowpanes);
• Engineering structures (water supply system, sewerage and heating system, electricity supply system),situated in the territory of the insured building (construction);
• Fire safety systems and devices;
• Movable property in the insured building (construction).

Insurance risks:

• Fire, lightning stroke, explosion
• Hurricane, thunderstorm, tornado
• Hail
• Mudflow (flood);
• Impact of aircraft and other flying objects, or falling objects, collision of overground vehicles;
• Landslide;
• Unlawful hostile activities of the third parties;
• Earthquake;
• Waste disposal;
• Crushed windows;
• Burglary;
• Flooding