Buildings (constructions) under voluntary property insurance shall include the following:
- The building proper, including walls, floor, ceiling, doors and windows (except for windowpanes);
- Exterior decorations;
- Interior decorations of walls, floor, ceiling, inner doors, windows (except for windowpanes);
- Engineering structures (water supply system, sewerage and heating system, electricity supply system),situated in the territory of the insured building (construction);
- Fire safety systems and devices;
- Movable property in the insured building (construction).
Insurance risks:
- Fire, lightning stroke, explosion
- Hurricane, thunderstorm, tornado
- Hail
- Mudflow (flood);
- Impact of aircraft and other flying objects, or falling objects, collision of overground vehicles;
- Landslide;
- Unlawful hostile activities of the third parties;
- Earthquake;
- Waste disposal;
- Crushed windows;
- Burglary;
- Flooding
