Electronic equipment insurance

This type of insurance is applied to the following:  

• Electronic equipment: IT equipment, telecommunication equipment and copying machines
• Precision mechanics: measuring devices, photo, cinematographic and video equipment
• Medical equipment for diagnostics and therapy
• Telecommunication systems

Electronic equipment insurance covers the following risks:

• Erroneous operation of insured equipment staff negligence or improper activities of the third parties
• Short circuit, sharp increase of the current strength or system voltage, induced current impact and other similar reasons
• Fire, lightning strike or consumer gas explosion, damages by water during fire extinguishing
• Damages by water from pipeline, sewerage and heating systems, as well as fire extinguishing system
• Natural disasters, including earthquakes, volcano eruption or underground fire impact, avalanche, landslide, thunderstorm, hurricane, snowstorm, flood, hail, typhoon, tsunami, heavy shower
• Theft, robbery and/or plunder as a result of unlawful access

Defect in material, system disrepair, constructional and assembly errors in insured property